
Protecting the Natural State, one town at a time.
Get a Quote today!
INSURANCE OPTIONS:
Business Insurance
Business Insurance protects your operation from physical and financial losses, and can even replace the monthly income when a covered claim temporarily closes the doors of your business.
TYPES:
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General Liability
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Commercial Auto
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Commercial Property
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Commercial Umbrella
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Professional Liability
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Business Owner's Package
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Workers Compensation
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Directors & Officers Liability
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Employment Practices Liability
CALL 501-287-5483 for all Business Insurance needs
Commercial Property Insurance
This insurance protection covers damages that result from some natural disasters, theft, fires and other hazards. It protects commercial property in much the same way that a home insurance protects homeowners.
Physical Assets normally covered:
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Building
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Inventory / Product
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Furniture
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Equipment
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Computers
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Important documents
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Loss of income and cost of construction to rebuild/replace destroyed property may be included
GET YOUR QUOTE NOW!
LOCATION & HOURS
Hours
Monday - Friday
8:00 am to 5:00 pm
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Evenings and weekends by Appointment
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Commercial
Auto Insurance
Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business auto:
It can include physical damage coverage for your vehicle and liability coverage:
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Collision loss: damage from auto accidents.
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Comprehensive loss: damage from weather, theft and non-collision causes.
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Bodily injury coverage for accident related injuries to others when you're at fault.
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Property damage coverage: from accident related damage to someone else's property when you're at fault.
Bond
Insurance
An insurance bond ensures contract completion in the event of contractor default and are typically required by project owners when seeking a contractor to fulfill a contract:
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Bid Bond - Ensures the bidder on a contract will enter into the contract and furnish the required payment and performance bonds if awarded the contract.
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Performance Bond - Ensures the contract will be completed in accordance to the contract.
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Surety Bond - A surety bond or surety is a promise by a surety or guarantor to pay one party a certain amount if a second party fails to meet some obligations, such as fulfilling the terms of a contract. Often required by cities and municipalities when performing work within.
Home
Insurance
Homeowner’s coverage doesn’t have to be difficult to understand. A basic
Tomorrow Homeowners Insurance Policy will cover the following:
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The structure of your home
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Replacement costs
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Personal possessions (up to a set limit)
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Living expenses in case of a disaster
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Liability
You can also add supplemental policies such as:
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Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
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Flood policies
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Umbrella policies (additional liability)
Personal Auto
Insurance
The insurance protection you need when you’re on the move:
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Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
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Motorcycle Insurance – Ride safe and insure your motorcycle.
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ATV and Motorsport Insurance – Insurance policies that cover all your toys.
Umbrella Insurance
Umbrella insurance extends "additional"protection when you've exceeded the limits of your auto, homeowners, business policy, etc.
Life
Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
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Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.